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*Hope for Children-Tax Credit for Adoption Expenses federal site *Check with your insurance company. If you have maternity coverage, you will probably be able to get an indemnity benefit to help pay your expenses for a newborn. Many employers offer a range of benefits for families who adopt, including paid or unpaid leave when the child arrives in the home, reimbursement of a portion of the adoption expenses, assistance with adoption information, and referral services. Corporate human resources departments will provide employees with information about available benefits. The National Adoption Center publishes the Guide For Employee Benefits. Contact them at: 215-735-9988 or 800-TO-ADOPT (http://www.adopt.org). Military Program: For full-time military personnel, there is a one-time subsidy program available. Please check with the appropriate base personnel to determine the current benefits levels. Click here to learn more. Employer Assistance: An adoption benefits plan is a company-sponsored program that financially helps or reimburses employees for expenses related to the adoption of a child and/or provides for paid or unpaid leave for the adoptive parent employee. The assistance may include reimbursement for specific costs or a fixed amount of money, regardless of actual expenses (usually between $2,000 and $6,000). Other benefits may include paid and unpaid leave and counseling and support before and after adoption. If your employer does not offer a plan, talk to him or her about it. You may be able to persuade your employer to recognize the many benefits of offering assistance to families and children. There are many benefits to the employer, as well as the employee, for offering adoption benefit plans. These include: equity and fairness for employees building their family through adoption and for those giving birth; low cost since few workers actually utilize the benefits; good will and giving back to the community; social benefit since children and families are the beneficiaries of the company’s support of adoption; and lastly, keeping pace with other company trends since more and more are offering this benefit. Resources are available for help in lobbying for benefits: http://www.adoptionfriendlyworkplace.org/ and http://www.benefitsguides.com/. Also read "How to Lobby Your Employer for Adoption Benefits" at www.adoptivefamilies.com/clip.php. Utah families with Maternity Benefits Adoption Loans The National Adoption Foundation has established a $9 million revolving loan bank to provide unsecured loans to adoptive families. Payments and interest then help other adoptive parents. NAF also has a home equity loan program. Both loan programs are financed through MBNA. The foundation has a limited program to provide grants, usually in the $2,500 range, to assist families with adoption costs. You can call the foundation to request that an application packet be sent to you. For grant information, call 203-791-3811. For loan information through the National Adoption Foundation call 1 800 626 2760, National Adoption Foundation, 100 Mill Plain Road, Danbury, CT 06811, http://www.nafadopt.org Some banks have begun to provide loans specifically for adoption expenses. First Union National Bank has an adoption financing program that supplements employer provided adoption assistance or helps those who do not have this benefit. Contact First Union at 1-888-314-5437, talk with Norman Hecht. MBNA at 800-448-7061 or 1 888 500 6268. There are a few flexible loan programs, such as home equity and insurance loans, that give the borrower discretion to use the funds for whatever he/she wants. Banks, mortgage companies and life insurance companies can provide more information on these.
GRANTS (some just for special needs)
Dave Thomas Foundation For Adoption 1st Steps Project Oz Fund is administered by 1st Steps for assistance with special needs adoptions. (570) 226-4448 or 1-866-kids4us, Email: Adopt@Kids4us.org United Way International provides assistance for costs of travel for children adopted with illness needing immediate medical attention. Applications are selectively considered and must be supported with a Doctor's statement.
United Way International, Attn: Melissa Guerra, 701
N. Fairfax St., Alexandria, VA 22314
Fund Raisers Fund raisers are a great way to raise money to help with your expenses and have those helping you get a great benefit for the “donation”.
A Mothers Love Fundraising: Tupperware offers 40% profit on all sales. There is no cost to anyone wanting to do a fund raiser. I have been supplying people with the fund raising flyers, catalogs, and order forms, all at no charge. website Vacation Packages: Banta Global Enterprises has vacation packages available. You get the retail profit. 3 day, 2 night $200, $40 profit. 4 day, 3 night $280, $56 profit. Package includes lodging at a 4-5 star hotel/resort, one breakfast & one local activity (golf, museum, other activity) for 2. Contact Banta Global for more information. WHY DONATIONS? Adoption can be an extremely expensive process-usually between $10,000 and $25,000. There are a few places that are set up to accept donations that will be used by qualified families to help them with adoption expenses. Please check out these organizations before donating money to them. It’s good for people, for our country, great for the children...and even good for your taxes! Jewelry for Adoption - Beautiful handmade jewelry. Here is all you need to do to begin fundraising for your adoption. Email us and tell us about your adoption. Be sure to include the following information: what led you to adoption, where are you at in the process, what country are you adopting from, and anything else that will help us to get to know you. Tell your friends. family, and neighbors about Jewelry for Adoption. Encourage them to make a purchase from our website and include your name in the comments box when they order. 10% of the purchase price (not including shipping) will be donated in your name at the end of each calendar month to the adoption agency of your choice. An additional 10% will be donated to one of the humanitarian organizations listed on our website. . E-mail: adoptionstories@jewelry-for-adoption.com, website Reputable PlacesTo Donate $
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